FM
Pretoria, Gauteng, South Africa

Agatha Faith Makombore

Treasury & FX Specialist | Entrepreneur

7+ years of treasury and FX expertise at TreasuryONE, progressing from graduate to Head of SMME & Individual Clients Services. Now applying my skills to entrepreneurship.

Corporate TreasuryMiningAgricultureFinancial Services

About Me

I am a seasoned Treasury and Foreign Exchange Specialist with over 7 years of experience optimizing liquidity, managing foreign currency exposure, and refining FX and cash management processes. My career at TreasuryONE spanned from graduate to Head of SMME and Individual Clients Services, where I led teams, mentored graduates, and maintained strong banking relationships across corporate, mining, and agriculture industries.

Current: Entrepreneur

Mobile Cleaning Services & LaundryPretoria, Gauteng

I believe in building strong relationships, maintaining meticulous attention to detail, and empowering teams to perform at their highest standard. My approach combines technical expertise with supportive leadership, creating environments where individuals feel trusted and motivated to excel.

Education

B.Com Honours Agricultural Economics

University of Pretoria2018

B.Com Agribusiness Management

University of Pretoria2016

Leadership Excellence

Inspiring confidence through encouraging and empowering leadership that brings out the best in people

Detail-Oriented

Meticulous approach ensuring accuracy, control, and operational alignment in all financial matters

Regulatory Expertise

Deep understanding of SARB compliance and treasury operation standards

Relationship Building

Fostering strong banking relationships and cross-functional collaboration

Technology Stack

A blend of technical expertise spanning ERP systems, programming, and data analytics

Treasury Management Systems

7+ yrs
Financial Systems

Daily monitoring, workflow design, and process optimization

ERPNext

1+ yrs
ERP Systems

Frappe School certified consultant

Advanced Excel

7+ yrs
Data Analysis

Financial modeling, reporting, and data analysis

Banking Platforms

7+ yrs
Financial Systems

Daily transactions and FX settlements

SARB Applications

6+ yrs
Regulatory

Reserve Bank approvals and compliance reporting

RPA Tools

3+ yrs
Automation

Robotics Process Automation for deal confirmations

Business & Consulting Skills

Treasury AdministrationFX Settlements & PaymentsLiquidity ManagementCash Flow ForecastingSARB ComplianceBanking RelationshipsHedge AccountingTeam LeadershipClient ManagementProcess ImprovementRisk ManagementMentoring & Development

Work Experience

A journey from treasury operations to entrepreneurship, showcasing growth and leadership

Current2026 - Present

Entrepreneurship

Business Owner - Mobile Cleaning & Laundry ServicesPretoria, South Africa
  • Founded and operate a mobile cleaning services and laundry business
  • Applying treasury and business management skills to entrepreneurship
  • Building customer relationships and managing operations
  • Leveraging ERP knowledge for business process optimization
Jan 2023 - Dec 2025

TreasuryONE

Head: SMME & Individual Clients ServicesPretoria, South Africa
  • Led the SMMEs and Private Individuals portfolio with oversight and authorized sign-off of settlement instructions
  • Managed FX confirmations, settlements, and payments locally and internationally
  • Spearheaded development and implementation of procedures to enhance workflow processes
  • Ensured compliance with SARB regulations for FX transactions
  • Mentored and supported graduate employees for professional development
  • Designed treasury workbenches and process maps on TMS for clients
Jan 2020 - Dec 2022

TreasuryONE

Treasury Operations and Accounting OfficerPretoria, South Africa
  • Managed and automated FX and Commodity deal confirmations using Robotics Process Automation (RPA)
  • Performed daily cash management, foreign currency transfers, and commodity transfers
  • Monthly cash flow forecasting and variance analysis
  • Daily monitoring of Treasury Management Systems and designing workflows
  • Provided daily, weekly and monthly treasury reporting
Jan 2019 - Dec 2019

TreasuryONE

Treasury Services GraduatePretoria, South Africa
  • Managed daily deal confirmations and executed FX and Commodity settlements
  • Executed daily cash management requirements
  • Gained insights into Treasury Management Systems
  • Built strong understanding of banking relationships

Notable Achievements

1

Progressed from Graduate to Head of SMME & Individual Clients Services in 6 years

2

Led implementation of RPA for automating FX and Commodity deal confirmations

3

Managed SARB approval applications for foreign investments and third-party payments

4

Developed customized Balance of Payment (BOP) forms for complex client needs

5

Mentored multiple graduate employees through their professional development

Certifications & Education

Professional credentials validating expertise in treasury operations and business management

2023

ACTSA Corporate Treasurer Program

University of Free State

View Certificate
2024

ERPNext Consultant Certified

Frappe School

View Certificate
2018

B.Com Honours Agricultural Economics

University of Pretoria

View Certificate
2016

B.Com Agribusiness Management

University of Pretoria

View Certificate

Additional certifications and references available upon request

Professional Recommendations

Endorsements from senior leaders at TreasuryONE who witnessed my professional growth and contributions over 7 years.

Faith is a dependable and supportive leader. She inspires confidence in her team through a leadership style that is both encouraging and empowering. She has the ability to bring out the best in people, creating an environment where individuals feel supported, trusted, and motivated to perform at their highest standard.

Key Highlights:

  • Leadership maturity and drive for excellence
  • Genuine commitment to people
  • Builds trust and strengthens relationships
  • Balances technical rigour with leadership oversight

Hennie de Klerk

Founder & CEO, TreasuryONE

View Letter
Faith has consistently demonstrated outstanding competence and dedication within treasury operations. She possesses a strong understanding of treasury principles and operational controls and applies this knowledge with confidence and precision.

Key Highlights:

  • Reliable, detail-oriented, and proactive
  • Manages sensitive financial matters with discretion
  • Contributes positively to team dynamics
  • Receptive to feedback and eager to learn

Wichard Cilliers

Head of Risk Management, TreasuryONE

View Letter

Certificate of Service

TreasuryONE (July 2019 - December 2025)

View

Let's Connect

Interested in discussing treasury operations, financial services, or business opportunities? I'd love to hear from you.

Let's Work Together

With 7+ years of treasury and FX expertise, I bring strong analytical skills, leadership experience, and a commitment to excellence. Reach out to discuss how I can contribute to your team or project.

Pretoria, Gauteng, South Africa